If you’re a veteran or military member, the Armed Forces Insurance (AFI) can get you great rates and unique coverage options. The company was founded more than 130 years ago and has a longstanding trust among the military community. And with a rating of A+ from the Better Business Bureau, it’s no question that it is worth considering.
The AFI allows you to insure a wide variety of vehicles, including RVs, motorcycles and boats. You can even bundle your coverage policies with fire and flood insurance as well as pet policies.
In addition to providing insurance to veterans and active-duty military personnel, AFI offers coverage for the following groups:
- Retired personnel.
- Honorably discharged personnel.
- Children, spouses, ex-spouses and surviving spouses.
- Active or retired Department of Defense (DoD) civilian employees.
- Service academy members, including Merchant Marines or ROTC cadets.
- Active, retired or former commissioned officer of the NOAA or PHS.
- Former AFI members who canceled coverage and later returned.
Apart from the several different types of insurance offered by AFI, if you are a member you can also access other benefits, such as identity theft advocacy services, access to the MyHomwWorksTM app that provides tips on home efficiency, how to save money and keep your security system safe and protected.
While AFI and USAA offer big discounts on car insurance, you don’t always have to be a member to get them. There are other ways to save.
Many auto insurance companies in America offer veteran discounts on regularly-offered insurance policies. Some of these discounts can be up to 15 off the cost of the annual premium
That’s why it’s important to check with a variety of insurers to see if they offer any military or veteran discounts. Companies like Nationwide, Geico, Liberty Mutual, Progressive, Farmers, Esurance, and State Farm typically offer rate discounts if you can provide proof of military service or affiliation.
Some companies may have special programs or perks for active-duty members who are deployed on short notice. For example, Esurance allows active-duty members to cancel their coverage temporarily to avoid overpaying for coverage.
If you are looking for car insurance options, make sure to compare quotes and consider the benefits each company provides, as well as special premiums you may have access to as a veteran or active service member. You can always resort to websites that compare rates such as Insurify, Jerry or The Zebra.
