Are you looking for ways to cut costs on your car payments? Discount auto insurance can clip dozens – if not hundreds – off your total payments each month. Finding auto discount quotes online Is easy. In just a few clicks, you can find cheap car insurance for young drivers as well as senior auto insurance prices at a reduced rate.
The COVID-19 pandemic has increased the availability of cheap car insurance rates because people are driving less and less. Continue reading below to find out how you can get lower auto insurance payments and discounts from the comfort of your own home.
When it comes to finding cheap car insurance, seniors search for age-related discounts. You can get senior auto insurance discounts online, in person and over the phone. Some insurance companies even offer mature driver discounts to drivers older than 50 years of age.
The COVID-19 pandemic hit seniors hard, and finding ways to save money is more important than ever. Learning how to get an auto insurance discount is one way to save money each month.
So, what auto insurance companies offer the best senior discounts for lower insurance rates?
Geico auto insurance discounts are extremely common. The company has a variety of discount options on several senior policies. Seniors can score lower premiums if they drive fewer miles each month. Senior drivers aged 50 or older could potentially qualify for the Geico PrimeTime plan, which guarantees automatic policy renewal provided no additional drivers under age 25 are allowed to drive the car.
Seniors can also get discounts for Geico insurance rates if they have a clean driving record with at least three years of no accidents. They must also not use their vehicle for business purposes.
State Farm is another company that offers seniors cheap auto insurance rates. The State Farm Drive Safe and Save program provides discounts for seniors when they enroll in the program.
Aside from participating in certain insurance programs, seniors can get discounted rates by practicing safe driving over an extended period of time. In fact, seniors who drive safely can receive discounts of up to 30 percent on their insurance payments.
Seniors who take driving classes can knock some money off their insurance payments, too. AAA, otherwise known as the American Automobile Association (AAA), as well as the American Association of Retired Persons (AARP) are two organizations that specialize in safe senior driving habits.
Other ways to save money include trading in your vehicle for an older model and adding anti-theft and other safety devices. As an added bonus, senior homeowners can bundle their home and auto insurance to get even more discounts.